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A Correspondent Lender and SBA Specialist
STOCK LOANSS

Stock Loan and Securities Finance Services.
HedgeLender LLC offers stock loan and securities finance services managed by one of several major U.S. banking and brokerage firms in which shares remain in the borrower's account and do not change title. This quick-closing, non-hedge-fund stock loan and securities finance program allows collateral stocks or other securities to remain in client's personal account without changing title while they act as security for a customized loan with high loan-to-value. It features administration through a fully regulated, major (top ten U.S.) SIPC-member brokerage and/or bank; typical online account access and records; and a simple lender lien with quick closing. It is ideal for transactions in the $500,000 and higher range. (Note please: If you are a Registered Investment Advisor or represent a fully regulated financial firm offering counsel or guidance to prospective high net worth clients or investment-bank funding, please contact us here). These loans may be used for any legal application, from medical expenses to corporate debt reorganization. They may not, however, be used as tax shelters or to avoid federal reporting requirements for corporate affiliates. Your single application is sufficient to access all of our renown stock loan and securities financing programs and all of the features and variants for which you are eligible. There is no obligation of any kind to inquire or proceed at any stage until and unless you choose to sign your final loan agreement; any step can be reversed, halted, or paused as you wish. To learn more or get started, simply use the contact form below and a staff member will be in touch with a relaxed, no-pressure discussion of your securities loan options. We facilitate a wide range of custom quotes with exclusive terms, features. We do not believe "one size fits all". Our showcase stock loan and securities finance program retains your shares in your own account without changing title. For eligible, optionable securities a put option or collar can be structured into the loan through the assistance of your fully licensed account advisor to help protect the value of the portfolio against lender loss and client asset attachment in the event of default. These "limited-recourse" loans come with interest-only payment standard based on rates that max out around 7 percent, and include the freedom to pay down principal as well. They close quickly, typically within 72 hours of signed loan documents, and early payoff at any time without penalty is always ensured. For loan structuring and assistance, the services of a personal, licensed institutional account advisor are on hand. In terms of reporting, regular statements come direct from your institution and all future growth (upside), if any, goes to you, including dividends, even while your portfolio secures the loan — all with a simple lien-type guarantee arrangement where the shares are locked in your account until the loan is repaid. Flexibility is at the heart of these programs. The collateral shares, for example, may be exchanged (with lender approval) for securities of equivalent value during the loan term. Also, a "line-of-credit" feature means you may be eligible for more loan funds (again at lender's discretion) if the collateral securities' value should rise consistently over time. And when the option hedge is in place for these loans, it makes them in effect limited recourse loans where the borrower, should he be forced to default, may reduce his risk of liability to the collateral securities alone (exception being any amount remaining after exercise of the option.) There is no negative credit reporting in the event of such default. You may always ask lender to sell shares to repay loan. Our institutional loan program offers many other variants beyond these standard features. Still, regardless of final structure, shares remain in borrower's title and account at all times (absent an event of default). Absolutely no actions are taken on client's securities without his/her direct written authorization to the lender, as is the norm at any fully regulated U.S. brokerage. And because these structures are highly customizable, they can range from conventional stock loans similar to margin loans all the way through to complex, one-of-a kind structured securities finance using collateral as varied as mutual funds, bonds, T-bills, or even CD's, all tailored to your specific purposes or needs. Access to these institutional loan programs is available through HedgeLender LLC at the time you make your initial inquiry via our Contact form. A licensed account advisor from the lending institution will discuss your preferences following our receipt of your signed Term Sheet. Learn more |
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